Our main personal loans, secured loans, bad credit loans, debt consolidation and mortgage application processing centre is still based in Co. Down but we now have offices in Nailsea, just outside Bristol and in Douglas, Isle of Man.
Downloans offers remortgages up to £700,000 even if you have had mortgage arrears, any other kind of bad credit loans, or are self-employed with or without accounts. Rates from 0.75% above Barclay's base rate, and four year fixed rates available.
Typical Example: £12,500 x 60 months = £266.90 per month. Total £16,014.00 APR 10.7% variable. All loans are subject to status and ability to repay.
Remortgages and special plans on different terms for clients with CCJ's, arrears, and for the self employed without income proof (fees apply but only on problem cases - max 12% - no loan, no fee)
All loans subject to status in the UK to home owners aged 18 and over and secured on property. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
It does not matter if you have recently been refused a personal loan or other forms of credit or found it difficult to raise the amount of money required.
Pay off other more expensive loans and consolidate credit card debt or buy those little luxuries you deserve. Make use of the great gains in your property value over the last couple of years and sort out your money troubles the easy way.
The UK loans market has never been in bigger or better shape than it is today. Competition is stiff and loan providers have been forced to lower interest rates in order to win new business. Of course all this is music to borrowers' ears. However, not only have loan costs come down, but now there is a greater variety then ever.


